Empower Borrowers
Enable Banks and
Distribution Channels

Whatsloan vision

Our Vision

Move BFSI Providers from selling products and services to buying consumer needs and move them to an engagement model. Empower consumers with Digital Financial Identity on Blockchain for ease of access to financial services to save, invest, insure and borrow.

Whatsloan mission

Our Mission

To serve millions of farmers, consumers, and businesses for accessing financial services by building on domain expertise with digital technologies to create life time value for consumers and providers.

Digital Lending Platform Suite

Our micro modular cloud-based architecture delivers digital direct seamless scalability, performance and bank-grade security & compliance. We offer enhanced customer experience with deep domain-based platform design to suit customer segments and product lines. The Digital Platform includes a complete suite of products and omni channels to help manage the entire customer lifecycle. Our Platform components are loan origination, digital access and validation, decisioning, documentation, co-lending, loan marketplace integration, app-based lending, credit modelling and scoring, dashboards, reporting, and decision analytics.

Our Credentials

More than 20 lending banks and institutions use our platform. We have serviced more than half a million borrowers with AUM of > 12,000 Crore INR. We envision “ease of access to loans for borrowers” working closely with lenders. 

Our need centric approach moves one step further with an extreme focus on servicing the needs of final consumer by empowering them, enabling channels and providers by the best use of digital technologies.

Our platform has been the best digital innovation in Agri Lending meeting Digital Kisan Credit Card Guidelines of RBI for public sector banks.

Bank lenders

20 Lenders

borrowers serviced

0.5 Million Borrowers Serviced

loan delivered

12,000 Crores Loans Delivered

digital kcc - kisan credit card

Digital Innovation in KCC

Management Team

timmana gouda

Timmana Gouda D

Founder, CEO

Vidya timmana gouda TG

Vidhya TG

Founder, COO

Ajay kumar K V

Ajay Kumar K V

Chief Business Officer

Mallarswami R N

Mallarswami R N

Head of Engineering

Murali A

Murali A

Principal Advisor, Agri & MSME Platform

Tech, Sales & Operation Team

Vinod kumar sampathi

Vinod Sampathi

Platform & Customer Service Manager

Bharat B S

Engineer - Mobile & Front End Development

George Poyilil

Engineer - Front End Development

Viraj Dhuri

Engineer - Networking and Support

Anjali B V

Engineer - Front End Development

Suraj Warunkshe

Associate Engineer

Murugavel K

Associate Engineer - Front End Development

Prashanth Hegde

Agri Domain Expert

NeoDigital Platform for Lending on LaaS: Loan as a Service Model

Inviting Banks and Lenders: NBFCs, HFCs, MFIs

We connect borrowers using technology for digital direct, convenient access to loan products offering TAT in minutes and >90% reduction in loan processing cost

Connect with Us to Get Started on Digital Loan Journey for Borrowers

Ask us for a Quick Platform Demo

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